Here we are telling you two ways, one is loving (technology) and the other is strict (legal).
New Delhi. Money Recovery Tech and Legal Tips: It was Saturday night. After the tiredness of office, Gyanendra and Ashish went to eat at a restaurant with their other friends. Laughter, photos, stories… everything was going perfect. When the bill came, as usual, Ashish hit me on the shoulder and said, "Brother, you pay today, I will send it to you tomorrow." Gyanendra smiled, made the payment through UPI thinking that Ashish will pay the next day. But, yesterday came… then the day after tomorrow… and then somehow a week passed.
Every time he opened a chat on WhatsApp, Gyanendra would type a message reminding him of the loan and then delete it. Lest the friendship get spoiled. On the other hand, Ashish probably forgot… or was pretending to forget.
This is where the trouble starts, which almost everyone goes through at some point or the other. But this time, if you also do what Gyanendra has decided to do, then you will neither spoil the relationship nor will you get back your borrowed money. If you too have ever been in Gyanendra's situation, then these methods are going to be very useful for you.
Here we are telling you two ways, one is loving (technology) and the other is strict (legal).
1. Recovery with love: 'Split Bill' feature of UPI apps
If the matter is about food bills or small expenses, then you do not need to call yourself and ask for money. Google Pay, Paytm and PhonePe have a great feature 'Split Bill'.
How does this work?
When you make the payment, the option of 'Split Expense' or 'Split Bill' appears on the same screen. In this you select your friends. The app will automatically divide the accounts equally and send them a notification.
What is the biggest advantage?
The app will do the work of asking for money, not you. The app itself will send them reminders from time to time that "Brother, payment is pending." This will neither make you feel ashamed nor will the other person feel bad.
2. When the matter is serious: Legal action
If the issue is big (like you have lent someone a large amount of money in cash or online) and they flatly refuse to return it, then 'Split Bill' will not be useful. Here you will have to take help of law.
Step 1: Legal Notice Send a notice to him through a lawyer. The date, proof and time limit for taking money are written in it. Often people return the money at this stage due to fear of police or court.
Step 2: Civil Suit If he does not respond to the notice, then you can file a case under Order 37 of CPC (Code of Civil Procedure). In this he has to come to the court and answer within 10 days.
Step 3: Fraud case (Section 420) If he has deliberately cheated you, then you can also file a criminal case under IPC section 420 (fraud) and section 406 (misappropriation of trust). There is also a provision for going to jail.
Also read: Shared OTP, gave credit card to friend or relative? Know how your credit score falls within minutes
Chyawanprash is a part of every Indian's life, it reduces diseases and increases energy.