Jagran correspondent, New Delhi. The Crime Branch has arrested three accused in the bank loan fraud case. Instead of making fake identity cards of senior audit officers, all three had taken loans from many banks including finance. Initially, after paying EMIs for a few months, they used to stop paying EMIs to banks and embezzle the money. With his arrest, the police have solved the six-year-old bank loan fraud case involving Bajaj Finance. Instead, a loan of Rs 25 lakh was taken from finance.
According to DCP Harsh Indora, the names of the arrested fraudsters are Atul Aggarwal alias Manish Kumar (Patna, Bihar), Ajay Chaurasia (Nihal Vihar) and Deepak Dhoundiyal (Dehradun, Uttarakhand). Posing as a government official, he prepared income documents using fake identity and fraudulently took loans from different banks.
Case opened due to loan EMI default
On behalf of Bajaj Finance, a person named Lok Narayan Karotiya had lodged an FIR in the Crime Branch through the court on September 2, 2022. It was told in the complaint that the accused had taken a salaried personal loan by submitting a fake government employee's ID card and fake income documents. He falsely claimed that he was working as a Senior Audit Officer in the office of the Principal Director of Commercial Audit, CAG Building, Bahadur Shah Zafar Marg.
The fraud was detected after the loan EMI defaulted. Investigation revealed that the accused had never worked in the office mentioned by them. The police team led by ACP Rajpal Dabas and Inspector Akshay arrested all three after technical surveillance for several months.
All three accused have previously worked in the banking sector.
Police say that the accused first lured people and got them to get fake documents and then got their accounts opened in different banks. For a few months, money was deposited into their accounts as salary from the accounts of the fake company.
As soon as “salaried account holders” received a loan offer from any bank, they would apply for the loan. After the loan was approved on the basis of fake documents, these people used to pay the EMI of the loan for a few months. After that these people would give some money to that person and divide the rest among themselves.
Atul Aggarwal has studied till 10th. He earlier worked in the banking sector. He got involved in such crime to earn easy money. He introduced himself as Manish Kumar and took a personal loan from Bajaj Finance Limited. Ajay Garg has studied till eighth class.
He also earlier worked in the banking sector. He got involved in this crime to earn easy money. He opened a fake bank account and deposited money with fake salary remarks. Deepak Dhoundiyal is a graduate. He also earlier worked in the banking sector. He got involved in this crime to earn easy money.